Loans and Credit Cards

At membersTrust CU, we know through your lifetime your needs and wants will change. So will your need for lending products. Our loan products like car, home and lines of credit are built around your life, or when you need it most. But, our lending services are built around your lifestyle--applications on your time, quick approval, convenient hours and remote location closing.

Why our lending is different

Why would you want to get a loan through membersTrust Credit Union? Our rates are definitely competitive, but we feel we have more to offer: our people. Our lending products are built around your needs and lifestyle, but our lending department is built around you. Our friendly and knowledgeable loan officers are dedicated to helping you understand your credit, and it's powerful uses. At membersTrust CU, you'll feel the difference from the moment you enter our office. Our lending department is centralized; we have loan officers who handle our internet loan applications and separate loan officers who administer loans from members who prefer a more face-to-face loan process. All of our applications are processed by a professional loan officer, not an automated system which doesn't take you into account. From start to finish, our loan officers treat members and finances with respect and dignity, the way we want to be treated. We know that not everyone knows about loans or the lending process. We will patiently answer any questions you may have and explain each phase of the lending process in detail.

Your Lending Lifestyle and MTCU

Everyone has a different lifestyle. Everyone. Some are early risers and get work done early; some are night owls who do things late into the night. Then there are soccer moms and dads, who have more things on their to-do pages than there are hours on a clock. We have taken these differences and applied them to our lending department. That's why membersTrust CU has systems that allow you to fill out an application for a loan on our virtual applications page 24 x 7 x 365. You can close your loan on a Saturday if you like or during our regular hours Monday through Friday. Or, you can even close your loan at the dealership or at a Credit Union Service Center anywhere in the United States. We have loan modeling scenarios on our automated call system, to help you make decisions based on loan payment amounts. We also have payment history and loan information summaries on our web banking product. Because each of our members is quite different, we're very flexible, and know what you want and demand in a financial institution: flexible lending.

Here are some of the loan products we offer:

New and used vehicle loans
RV, Boat and Motorcycle loans
Home loans: first, second and home equity lines of credit
Personal loans: computer loans, cosmetic dentistry or cosmetic surgery loans,
child adoption loans and more
Student loans for students or parents

For our latest rates, see our RATES page.

membersTrust Credit Union l 5648 Southern Blvd. l Virginia Beach, VA 23462
This credit union is federally insured by the National Credit Union Administration
We do business in accordance with Equal Housing Opportunity guidelines.