If your credit card rate is too high, and you feel like you are paying more in interest
then principal, it is time for you to transfer your balance to membersTrust Credit Union. Rates for our VISA credit cards start as low as 7.00% APR.* There is no balance transfer fee. Plus you get a super low rate of 2.99% APR for 12 full months!**

So don’t let your current high interest rate credit card spend all of your holiday cash! Fill out our Balance Transfer Form and return it to the Credit Union by February 29, 2012. If you don’t have an mTCU VISA credit card, apply online or stop by any of our branches today and spend more money on your loved ones this holiday season!

*APR = Annual Percentage Rate. Quoted rate is the lowest available rate. Your rate will be based on your credit worthiness and may be higher. Rates and terms subject to change without notice.
**Balance transfer promotion runs November 15, 2011 through February 29, 2012. The promotional rate for all cardholders is 2.99% APR for 13 billing cycles. After the 13 billing cycles have ended, the rate will revert back the balance transfer rate you qualified for.  This rate was disclosed to you at the time of approval. The promotional rate for any subsequent balance transfers will end based on the first balance transfer. Promotional rate only applies to new balance transfers. Credit card payments will be applied to the outstanding balance first.