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| Rates Effective March 19, 2008 | ||||
|
Loan Type |
Terms |
Rate | ||
| Personal and Line of Credit Overdraft Protection | Up to 60 mo. $100 - $20 K (Personal) $100 - $1000 (Line of Credit Overdraft Protection) |
8.99% to 16.99% | ||
| VISA - Platinum |
5.99% to 7.99% | |||
| VISA - Classic | Limit $500 - $10 K Student Limit $500 - $1 K |
8.99% to 12.99% | ||
| Cash Now Payday Loan |
16.99% | |||
| 100% Share Secured Adjusts with share dividend rate |
Up to 60 mo. Limit = share balance |
Div Rate + 3.00% | ||
| 50/50 Share Secured |
6.49% to 11.49% | |||
| Certificate Secured (adjusts with Certificate dividend rate) |
Up to 60 mo. Limit = Certificate Balance |
Certificate Rate + 3.00% | ||
| New Auto, Boat, Motorcycle, RV Non-titled or 15,000 miles or less |
up to 72 months 84 months, contact a Loan officer |
4.49% to 19.99% | ||
| Used Auto, Boat, Motorcycle, RV max. 7 yrs or 75,000 miles |
up to 72 months 84 months, contact a Loan officer |
5.49% to 19.99% | ||
| *minimum loan amount $30,000 for 84 months, contact a loan officer | ||||
| Second Mortgages Fixed Rate** |
Up to 72 mo Up to $25 K |
4.50% to 6.00% | ||
| ** add 1.00% for Rental or Second Home Property | Up to 15 Yrs. More than $25 K |
5.00% to 6.50% | ||
| Home Equity Line of Credit Variable Adjusted Qtrly |
Up to 15 Yrs |
4.00% to 5.25% | ||
| First Mortgages | Up to 30 Yrs |
Call the C.U. Lending Center for more
information | ||
| Rates listed are Annual Percentage Rates | ||||
| For more
information on any of these loans listed, please contact our | ||||
| Loan rates are subject to change without notice. | ||||
membersTrust Credit Union l 5648 Southern Blvd. l Virginia Beach, VA 23462
| Share and IRA Certificate
Rates Effective 07/01/08 | ||||
|
Term |
Minimum Balance to open account |
Minimum Balance to obtain APY |
Dividend Rate |
APY=Annual Percentage Rate |
|
6 month |
$1000.00 |
$1000.00 $25,000.00 $50,000.00 |
2.00% 2.50% 3.00% |
2.02% 2.52% 3.03% |
|
12 month |
$1000.00 |
$1000.00 $25,000.00 $50,000.00 |
2.50% 3.00% 3.50% |
2.52% 3.03% 3.55% |
|
24 month |
$1000.00 |
$1000.00 $25,000.00 $50,000.00 |
2.75% 3.25% 3.75% |
2.79% 3.29% 3.80% |
|
36 month |
$1000.00 |
$1000.00 $25,000.00 $50,000.00 |
3.00% 3.50% 4.00% |
3.03% 3.55% 4.06% |
|
60 month |
$1000.00 |
$1000.00 $25,000.00 $50,000.00 |
3.50% 4.00% 4.50% |
3.55% 4.06% 4.58% |
This credit union is federally insured by the National Credit Union Administration.
