| Savings Account Fees |
| IRA Rollover or Transfer (Before age 59 1/2) |
$25.00 |
| IRA Full or Partial Withdrawal (Before age 59 1/2) |
$25.00 |
| Inactive Account (After 2 years, per month) |
$5.00 |
| Garnishment/Levy Received |
$50.00 |
| Checking/ATM Card/Debit Card/Credit Card Fees |
| Check Copy |
$5.00 |
| Balance Account (per hour, 1 hour minimum) |
$10.00 |
| Share Draft NSF Fee |
$29.00 |
| ACH NSF Fee |
$29.00 |
| Overdrawn Account (Share Draft or ACH) |
$29.00 |
| Share Draft Stop Payment (Via Audio, Website, or In House) |
$25.00 |
| ACH Stop Payment (Via Audio, Website, or In House) |
$25.00 |
Check Printing
($3 off for re-orders placed online at www.memberstrustcu.org or by
calling 1(877)585-8777 toll free for Liberty's automated ordering feature.) |
Varies by style |
| Check Printing - Age 60+ w/direct deposit (maximum 2 boxes per year) |
Free |
| Courtesy Pay |
$29.00 |
| Lost Teller Check-Stop Payment |
$25.00 |
| Auto Transfer From Shares to Draft to Pay Overdrafts - In Accordance to Reg D |
Free |
| ATM Transaction (Withdrawal and Transfer) |
Free |
| ATM Transactions at Non-MTCU ATM's |
$1.00 |
| ATM Balance Inquiry |
$0.50 |
| Pin Reissue (ATM, Debit, Credit) |
$3.00 |
| ATM Overdraft |
$29.00 |
| Debit Card Overdraft |
$29.00 |
| ATM Research (per hour, 1 hour minimum) |
$10.00 |
| Replacement Card (ATM, Debit, Credit) |
$10.00 - $50.00 |
| 1st Replacement Card |
$10.00 |
| 2nd Replacement Card |
$20.00 |
| 3rd Replacement Card |
$30.00 |
| 4th Replacement Card |
$40.00 |
| 5th Replacement Card or more |
$50.00 |
| Rush Delivery for ATM/Debit/Credit Cards |
$40.00 |
| Visa Credit Late Fee |
$20.00 |
MTCU Bill Pay
(free if member has an mTCU Debit Card, has signed up
for E-Statements, has Direct Deposit, and Home Banking) |
$5.95 |
| Other Service Fees |
| Teller Checks (each) |
$3.00 |
Cashing Checks
(members who only have a share account with the
$5.00 minimum balance and have no other services) |
$3.00 |
| Counter Checks (per page of 4) |
$5.00 |
| Holiday Checks (per page of 4) |
$5.00 |
| Returned Items (Deposited or cashed) |
$29.00 |
| Copy of Deposited Item |
$5.00 |
| Copy of Statement (per Month) |
$10.00 |
| Printout of Account History (per page) |
$2.50 |
| Money Orders |
$1.00 |
| Wire Transfer-Domestic |
$15.00 |
| Wire Transfer-International (or prevailing rate) |
$30.00 |
| Account Research (per hour, 1 hour minimum) |
$10.00 |
| Fax Request |
$5.00 |
| Notary (Members) |
Free |
| Notary (Non-Members) |
$5.00 |
| Seasonal Skip-a-Payment Fee (per loan) |
$25.00 |
| Quick Change Machine (Members) |
Free |
| Quick Change Machine (Non-Members) |
5% of total transaction amount |
| Safety Deposit Boxes |
Annual Fee |
| 3"x 5" |
$10.00 |
| 5" x 5" (Available at the Hampton Branch Only) |
$15.00 |
| 3" x 10" |
$15.00 |
| 5" x 10" |
$20.00 |
| 10" x 10" |
$25.00 |
| Canadian |
$20.00 |
| Other Countries (Varies according to Federal Reserve Bank) |
$35.00 - $95.00 |