| Savings Account Fees |
| IRA Rollover or Transfer (Before age 59 1/2) |
$25.00 |
| IRA Full or Partial Withdrawal (Before age 59 1/2) |
$25.00 |
| Inactive Account (After 2 years, per month) |
$5.00 |
| Account Verification |
$10.00 |
| Garnishment/Levy Received |
$25.00 |
| Checking/Debit Card/Credit Card Fees |
| Check Copy |
$5.00 |
| Balance Account (per hour, 1 hour minimum) |
$10.00 |
| Share Draft NSF Fee |
$25.00 |
| ACH NSF Fee |
$25.00 |
| Overdrawn Account (Share Draft or ACH) |
$25.00 |
| Share Draft Stop Payment (Via Audio or Website) |
$20.00 |
| Share Draft Stop Payment (in house) |
$25.00 |
| ACH Stop Payment (Via Audio or Website) |
$20.00 |
| ACH Stop Payment (in house) |
$25.00 |
Check Printing
($3 off for re-orders placed online at www.memberstrustcu.org
or by calling 1(877)585-8777 toll free for Liberty's automated ordering feature.) |
Varies by style |
| Check Printing - Age 60+ w/direct deposit maximum 2 boxes per year |
Free |
| Courtesy Pay |
$25.00 |
| Lost CU Check-Stop Payment |
$25.00 |
| Auto Transfer From Shares to Draft to Pay Overdrafts- in Accordance to Reg D |
Free |
| ATM Transaction (Withdrawal and Transfer) |
Free |
| ATM Transactions at Non-MTCU ATM's-7 free per month |
$1.00 |
| ATM Overdraft (must opt-in)**Effective August 15th for existing members |
$25.00 |
| Debit Card Overdraft (must opt-in)**Effective August 15th for existing members |
$25.00 |
| ATM Research (per hour) |
$10.00 |
| Replacement Card (ATM, Debit, Credit) |
$10-$40 |
| Rush Delivery for Credit/Debit Cards |
$40.00 |
| ATM Balance Inquiry |
$0.50 |
| Visa Credit Late Fee |
$20.00 |
| MTCU Bill Pay (free if member has an mTCU Debit Card, has signed up for E-statement, has Direct Deposit and Homebanking) |
$3.95 |
| Other Service Fees |
| Teller Checks (each) |
$3.00 |
| Counter Checks (per page of 4) |
$5.00 |
| Holiday Checks (per page of 4) |
$5.00 |
| Returned Items (Deposited or cashed) |
$25.00 |
| Copy of Deposited Item |
$5.00 |
| Copy of Statement (per Month) |
$5.00 |
| Interim Statement (per Month) |
Free |
| Money Orders |
$1.00 |
| Wire Transfer-Domestic |
$15.00 |
| Wire Transfer-International (or prevailing rate) |
$30.00 |
| Account Research |
$10.00 |
| Notary |
Free |
| Seasonal Skip-a-Payment Fee (June and December) per loan |
$10.00 |
| Canadian |
$12.00 |
| Other Countries (Varies according to Federal Reserve Bank) |
$20-$70 |