| Loan Type |
Terms |
Rate (APR) |
Personal and
Line of Credit Overdraft Protection |
Up to 60 months
$100 - $5000 (Personal)
$100 - $1000 (Line of Credit Overdraft Protection) |
8.99% to 12.99% |
| VISA - Platinum |
|
5.99% to 7.99% |
| VISA - Classic |
Limit $500 - $10,000
Student Limit $500 - $1,000 |
8.99% to 12.99% |
| Cash Now Payday Loan |
|
16.99% |
100% Share Secured
Adjusts with share dividend rate |
Up to 60 months
Limit = share balance |
(Basic Share)
Div Rate + 3.00% |
| 50/50 Share Secured |
|
6.49% to 8.49% |
Certificate Secured
(adjusts with Certificate dividend rate) |
Up to 60 months
Limit = Certificate Balance |
Certificate Rate + 3.00% |
New Auto, Boat, Motorcycle, RV
Non-titled or 15,000 miles or less |
Loan amount and age of vehicle
will determine repayment terms |
4.99% to 16.49% |
Used Auto, Boat, Motorcycle, RV
maximum 7 yrs or 75,000 miles |
Loan amount and age of vehicle
will determine repayment terms |
5.99% to 17.49% |
Second Mortgages
Fixed Rate** |
Up to 96 months
Up to $25,000 |
4.25% to 6.25% |
| ** add 1.00% for Rental or Second Home Property |
Up to 15 Years
More than $25,000 |
4.75% to 6.75% |
Home Equity Line of Credit
Variable Adjusted Qtrly |
Up to 15 Years |
4.00% |
| First Mortgages |
Up to 30 Years |
Call the C.U. Lending Center for more information |