| Loan Type |
Terms |
Rate (APR)1 |
Payment Example |
| Signature |
12 - 72 Months
$500 - $15,000 |
As low as 4.75%2 |
48 monthly payments of $23.72 per $1000.00 Borrowed at 6.50% |
| Line of Credit |
Limit $5,000
|
As low as 4.75%2 |
48 monthly payments of $25.49 per $1000.00 borrowed at 10.25%
|
| VISA - Platinum |
Limit $15,000 |
As low as 7.00% |
|
| VISA - Classic |
Limit $5,000
|
As low as 9.00% |
|
| Cash Now Payday Loan |
|
16.99% |
1 payment of $101.40 per $100.00 borrowed at 16.99% (maximum loan $500.00)
|
100% Share Secured
Adjusts with Share Dividend Rate |
Up to 60 Months
Limit = Share Balance |
(Basic Share)
Div Rate + 3.00% |
|
Certificate Secured
Adjusts with Certificate Dividend Rate |
Up to 60 Months
Limit = Certificate Balance |
Certificate Rate + 3.00% |
|
New Auto, Boat, RV
|
24 - 84 Months |
As low as 2.25%2 |
48 monthly payments of $23.84 per $1000.00 borrowed at 6.75%
|
Used Auto, Boat, RV
|
2007 - 2011:
12 - 60 Months
2002 - 2006:
12 - 48 Months
|
As low as 3.25%2
As low as 3.75%2
|
48 monthly payments of $24.42 per $1000.00 borrowed at 8%
48 monthly payments of $24.65 per $1000.00 borrowed at 8.50%
|
| New Motorcycle |
24 - 84 Months |
As low as 2.75%2 |
48 monthly payments of $23.84 per $1000.00 borrowed at 6.75% |
| Used Motorcycle |
2007 - 2011:
24 - 72 Months
2002 - 2006:
24 - 60 Months |
As low as 3.25%2
As low as 4.00%2
|
48 monthly payments of $24.42 per $1000.00 borrowed at 8%
48 monthly payments of $24.65 per $1000.00 borrowed at 8.50%
|
Second Mortgages
Fixed Rate |
7 Years, up to 95% LTV3
10 Years, up to 95% LTV3
15 Years, up to 95% LTV3
|
As low as 4.25%
As low as 4.50%
As low as 4.75%
|
84 monthly payments of $142.53 per $10,000.00 borrowed at 5.25%
120 monthly payments of $112.30 per $10,000.00 borrowed at 6.25%
180 monthly payments of $228.27 per $25,000.00 borrowed at 7.25%
|
Home Equity Line of Credit
Variable Adjusted Qtrly |
10 Years, up to 95% LTV3
15 Years, up to 95% LTV3
|
As low as 3.25%
As low as 3.75%
|
|
| First Mortgages |
Up to 30 Years |
Call the C.U. Lending Center for more information |
|
1APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates are based on credit worthiness as well as certain terms and conditions.
2Lowest advertised rate inclusive of a 0.25% rate reduction for an automated payment method.
3LTV = Loan to Value.
For more information, please contact a Member Service Representative at (757) 671.8800.