Loan Rates

Loan Type Terms Rate (APR)*
Personal and
 Line of Credit Overdraft Protection
Up to 72 months 
$500 - $15,000 (Line of Credit Overdraft Protection)
as low as 5.00%*
VISA - Platinum  limit $15,000 as low as 7.00%*
VISA - Classic Limit $5000
 
as low as 9.00%*
Cash Now Payday Loan   16.99%*
100% Share Secured
Adjusts with share dividend rate
Up to 60 months
Limit = share balance
(Basic Share)
Div Rate + 3.00%*
Certificate Secured
(adjusts with Certificate dividend rate)
Up to 60 months
Limit = Certificate Balance
Certificate Rate + 3.00%*
New Auto, Boat, Motorcycle, RV
 
Up to 84 months As low as 4.75%*
Used Auto, Boat, Motorcycle, RV
2006 and newer
2000 - 2005
Up to 60 months

Up to 48 months
As low as 5.75%*

As low as 6.25%*
Second Mortgages
Fixed Rate**
Up to $25,000 and 7 years
Up to $25,000 and 10 years
$25,000 or more and  15 years
As low as 4.75%*
As low as 5.00%*
As low as 5.25%*
Home Equity Line of Credit
Variable Adjusted Qtrly
Up to 15 Years As low as 4.25%*
First Mortgages Up to 30 Years Call the C.U. Lending Center for more information
Rate and terms are subject to change without notice
*APR rates are based on credit worthiness as well as certain terms and conditions

For more information on any of these loans listed, please contact our Lending Center at (757)671-8800. Loan rates are subject to change without notice.