Savings Rates

 

Share and IRA Certificate Rates
Effective February 1, 2012

Term Minimum Balance
to Open Account
Minimum
Balance to Obtain
Dividend Rate
Dividend Rate APY*
(Quarterly)
APY*
(Monthly)
6 Month** $1,000.00 $1,000.00
$25,000.00
0.25%
0.35%
N/A N/A
12 Month $1,000.00 $1,000.00
$25,000.00
0.40%
0.50%
0.4006%
0.5009%
0.4007%
0.5011%
24 Month $1,000.00 $1,000.00
$25,000.00
0.60%
0.75%
0.6014%
0.7521%
0.6017%
0.7526%
36 Month $1,000.00 $1,000.00
$25,000.00
0.80%
0.90%
0.8024%
0.9030%
0.8029%
0.9037%
60 Month $1,000.00 $1,000.00
$25,000.00
1.90%
2.10%
1.9136%
2.1166%
1.9166%
2.1203%
membersTrust Credit Union Basic, Club, Money Market, and IRA Share Rates
Effective November 7, 2011
Account Type Minimum Balance
to Open Account
Minimum Balance
to Obtain
Dividend Rate
Dividend Rate APY*
(Quarterly)
APY*
(Monthly)
Basic Share/
Cookie Jar Share
$5.00 $100.00 0.15%
 
0.1501%
 
N/A
Holiday Club/
Vacation Club
$5.00 $100.00 0.15% 0.1501% N/A
Money Market Share $2,500.00 $2,500.00 0.20% N/A 0.2002%
IRA Share $5.00 $100.00 0.50% 0.5009% N/A

*APY = Annual Percentage Yield.  Rates appearing on this schedule are accurate as of the effective date disclosed and may change at any time. 
**6 month term does not apply to IRA certificates.  Dividends for 6 month Share Certificates are paid at certificate maturity.

If you have any questions or require current rate information on your account, please call a Member Service Representative at (757) 671.8800.

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